By accessing or using Scriber, you agree to these Terms of Service. If you do not agree to them, do not use the platform.

Scriber provides tools for creators to publish offers, sell recurring subscriptions or one-time paid access, and fulfill post-purchase access to supporters. Scriber facilitates creator-supporter transactions but does not itself provide banking services.

You must be at least 18 years old and capable of entering a binding agreement to use Scriber. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Keeping account information accurate and up to date
• Notifying us promptly of unauthorized access or suspected misuse

As a creator on Scriber, you agree to:

• Provide accurate information about yourself, your business, and your offers
• Deliver what you advertise to supporters in a timely and lawful way
• Comply with applicable laws, regulations, and payment network requirements
• Use the platform only for lawful, non-deceptive business activity
• Honor the cancellation, fulfillment, and refund terms you communicate to supporters

As a supporter on Scriber, you agree to:

• Provide accurate payment and account information
• Use purchased access only as permitted by the creator's offer
• Not initiate fraudulent chargebacks or abusive refund claims
• Respect creators, their communities, and their intellectual property

Scriber charges a platform fee on eligible transactions. Under the current default fee policy for creators:

• Subscriptions: max(10%, $0.60) per successful payment
• One-time payments: max(10%, $0.60) per successful payment

Examples under the current default policy:

Stripe charges separate processing, Connect, payout, and related fees under your Stripe agreement. Taxes are governed by applicable law and your Stripe or tax setup and are not part of Scriber's platform fee unless we say otherwise.

We may update Scriber's fee policy from time to time by changing these terms, publishing updated pricing in product, or providing other notice.

To receive payouts as a creator, you must connect and maintain a valid Stripe account. By connecting Stripe, you agree to Stripe's terms, including the Stripe Services Agreement and the Stripe Connected Account Agreement.

Stripe generally supports many lawful internet businesses, including common creator use cases such as memberships, digital goods, consulting, workshops, and education products. Actual support depends on your country, business model, risk profile, and Stripe's underwriting review.

Stripe also maintains prohibited and restricted business categories. Depending on jurisdiction and Stripe policy, those categories can include illegal goods or services, intellectual property infringement, deceptive practices, certain regulated financial activity, and other high-risk models. Some categories may require enhanced review or prior Stripe approval before payments can be processed.

You must review and comply with Stripe's current policy pages, including Stripe Restricted Businesses.

• Payout timing and availability are controlled by Stripe
• Stripe may delay, hold, reserve, or reverse funds for risk or compliance reasons
• Stripe may require additional KYC, business documents, licenses, or disclosures
• If Stripe restricts or terminates your account, Scriber may limit payment features or access
• Chargebacks, refunds, and related fees may be deducted from your balance
• You are responsible for taxes, reporting, and lawful use of payouts

Scriber does not guarantee payout timing, settlement windows, or uninterrupted Stripe services.

Creators retain rights to the content they upload or sell through Scriber. By using the platform, you grant Scriber a limited license to host, display, reproduce, and distribute that content only as needed to operate, secure, and improve the service.

You may not use Scriber to share, sell, promote, or facilitate:

• Illegal content or unlawful activity
• Harassment, threats, hate speech, or abusive conduct
• Fraudulent, deceptive, or manipulative schemes
• Content that infringes another party's intellectual property or other rights

We may suspend, limit, or terminate accounts that violate these terms, applicable law, or payment network requirements. We may also remove or limit access to content or offers that create operational, legal, or trust and safety risks for the platform.

To request account deletion, contact support@scriber.me.

Scriber is provided "as is" and "as available." To the fullest extent permitted by law, Scriber disclaims warranties of any kind and is not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, or goodwill.

We may update these terms from time to time. Continued use of Scriber after updated terms become effective constitutes acceptance of the revised terms.

If you have questions about these Terms of Service, contact support@scriber.me.